Debt Free by
Enter your debt and extra payment information. Click the Add Another Debt button to add multiple debts. Enter the extra payment amount you can make monthly. Click the Add Extra Payment to add a single large extra payment at a scheduled billing period. Use the red X button to remove a debt or an extra payment.
When you are finished entering your details, select a payment strategy and click the Calculate button.
The chart gives you a picture of your payoff progress for each debt. You can see the date you will be debt free, the amount of total interest you will have paid, and a Payoff Plan that lists the order in which you should payoff the debt according to the payment strategy you have chosen.
How It Works
The Worth It Debt Calculator uses data you enter to calculate a payment plan. The calculations are limited to monthly billing periods providing a rough estimate for interest and your payoff date.
The information you provide is completely private. All data and calculations are kept on this device. No information is transmitted to or stored by Crossroads servers.